When shopping for a credit card, you may be put off by the card’s interest rate (also known as APR, or Annual Percentage Rate). However, in some cases, you shouldn’t let the credit card interest rate sway your decision. What…
To view the servicer of your federal student loan, you can view our guide on locating your federal student loan servicer. Student borrowers who have loans owned by the Department of Education (ED) can easily track the lifecycle of their…
When you apply for a mortgage or home loan, the lender will use your FICO score. In fact, three FICO scores will be used to determine what’s called your “middle score”. The middle score Your lender will pull one FICO…
It happens all too often. A consumer pays down a large balance or receives a promise to have a bad debt or other negative mark removed from their credit report. The consumer, rightfully proud and excited, applies for credit almost…
You can locate your federal student loan services by accessing your profile at The U.S. Department of Education’s office of Federal Student Aid site at The “My Loan Servicers” section contains your loan services name and website address. There’s…
Because credit card issuers all have their own policies, it’s important that you get familiar with your card issuer’s policies before applying for a credit card. What’s the credit card’s grace period? Some consumers probably just assume that when they…
A secured credit card is a great way for someone to build or rebuild credit if they have a poor credit history or little to no credit history. The main difference between secured credit cards and unsecured credit cards is…