This past October, shortly after BBVA customers’ transition to PNC (which acquired BBVA USA Bancshares earlier in 2021), customers anxious to apply for a credit limit increase were met with a notice that BBVA customers would not be able to request increases until after February 15, 2022. The verbiage was…
It can be exciting to find out that you’ve received a credit card offer. Usually these letters, emails, or website notices state that you’ve been “preapproved”, “prequalified”, or “pre-selected”. But, these prequalification and preapproval messages do not always mean that you’re actually approved for the credit card. They are “prescreened”…
Federal student loan repayments have been suspended until May 1, 2022. During this relief period (which only applies to federal student loans), interest isn’t accrued, collections attempts have been suspended, and payments towards loans are considered optional. Although payments aren’t required, there’s a reason that student loan borrowers should consider…
Over the course of a month, most bank account owners will provide their bank account information to at least one company. Realistically, the number is higher considering the number of bills that the average person pays each month. But, just exposing your bank account information to one company could put…
You may have ignored a recent email notice about a Plaid class action settlement. The email subject, which read, “Notice of Class Action Settlement – In re Plaid Inc. Privacy Litigation” did seem scammy and likely ended up in your spam as it did for many. But, the email was…
In short, yes, you can have too much available credit. How much available credit is too much? The answer to “what’s considered too much credit” is not so black and white. But, the factors normally come down to the company that you’re seeking credit or financing from and your personal…
You can pay your private and federal student loans through various parties and each party may have accept different payment methods. The payment method that you use is the key to the cost-savings. Private and federal student loan payment methods Pay your student loan with a credit card If you’re…