Because of the COVID pandemic, each week, you’re able to access AnnualCreditReport.com to obtain three free credit reports (one from each of the three major credit bureaus, which are Experian, TransUnion, and Equifax). The three bureaus initially intended to provide…
If someone is considering extending credit to you, they may view your credit report to analyze your credit history and determine how much credit they’ll extend. Why do variations of the term “credit inquiry” matter? Anyone accessing your credit report…
When you check your credit, it’s important to not just obtain a credit report from one bureau. There are three major credit bureaus: Experian, TransUnion, and Equifax. Your reports at each bureau may not always have the same information, typically…
When a company reviews your credit, a soft or hard credit inquiry will be performed. The type of inquiry performed can affect your credit. So, it’s important to know the which is being pulled. Soft credit inquiries Soft inquiries do…
If you did not give permission to have a hard inquiry performed, you should first contact the company that performed the credit check and ask that they remove it from your report. The company might insist that they can’t remove…